This book tells you 6 stories about 6 diferent fnancial institutions in Shenzhen, which are the People’s Bank of China Shenzhen Central Sub-branch, Ping An, China Merchants Bank, Shenzhen Rural Com-mercial Bank, WeBank, OneConnect. These fascinating cases of fnan-cial reform and innovation take on varied forms and routes but are all brilliant icons of condensed “Shenzhen experience and wisdom” in the fnancial reform and innovation over the last 40 years.